Just because you have travel insurance doesn’t mean that you are covered for what insurance companies deem as “dangerous activity”. Even something as simple as riding a moped may not be covered.
Always make a list of the activities you intend to do at your destination and check them against your policy, if it’s not mentioned in the policy – be sure to ask your provider. This is particularly important if you are planning an adventure holiday or travelling with your family who have varied interests.
Some insurance companies cover a wide range of activities as part of their standard policy and it can be adequate for adventure & sports travel. However, they seldom cover extreme activities. If the activities you seek are not mentioned in the policy , the ask – NEVER ASSUME and here is why you shouldn’t:
- Kiwis Urged To Check Travel Insurance (Moped Accident – Not Covered)
- Parents of Woman In Quad Bike Accident face bill
HolidayGuard’s Adventure Travel Insurance covers almost 70 adventure and sports travel activities.